Do what you are good at

Invoice without having to start your own company

  1. 1. You have a work assignment

    1. You have a work assignment

    and you want to get paid for it

  2. 2. You create an invoice in our system

    2. You create an invoice in our system

    we send it to the customer and your job is done

  3. 3. You get your salary from us

    3. You get your salary from us

    in most cases even before the customer has paid the invoice

Create an account for free. No hidden fees or fixed costs.

Invoice
kr
and get your salary already on

Age

Salary after tax and fees

7510 kr

7510 kr

50%
is paid to you as salary.
6%
Frilans Finans service cost.
44%
Income taxes, social insurance contributions.
Create account Create invoice
Invoiced amount including VAT 18750 kr
Value Added Tax -3750 kr
Invoiced amount excluding VAT 15 000 kr
Fee payable to Frilans Finans -900 kr
Social insurance contributions -3371 kr
Gross pay including vacation benefits 10729 kr
Tax deductions -3219 kr
Net pay including vacation benefits 7510 kr

Start your own company or invoice as an umbrella contractor

Umbrella Contractor To invoice through Frilans Finans without own company. Sole Proprietorship To start and run a business through a Sole Proprietorship. Limited Company To start and run a business through a Limited Company
Avoid accounting and annual accounts? Ja Nej Nej
Avoid tying up SEK 25 000 in Share capital? Ja Ja Nej
Does basic insurance coverage include?* Ja Nej Nej
Is personal service through Frilans Finans included? Ja Nej Nej
Possibility to take out dividends at a lower tax rate than for a salary? Nej Nej Ja
Easy and safe invoicing with your mobile or laptop!
Easy and safe invoicing with your mobile or laptop!

Safe and simple for you - smooth for the customers

Since 1999, we have made it possible for more than 70 000 umbrella contractors to invoice customers without having an own company. With us, you can be safe when you invoice without having an own company.

• Sweden’s leading umbrella company since 1999.
• More than 70 000 umbrella contractors have invoiced customers (both individuals and companies) without having an own company.
• Normally, you will get your wage within 5 business days.
• No fixed or hidden costs. 6% of your invoiced amount is deducted when you send your invoices, that is your fee of using Frilans Finans.
• In order to secure a solid and good business, Frilans Finans is annually authorised by an independent authorisation committee.

Authorized self-employed company
Have the customer pay with Swish
Säljarnas

Contact us

As Umbrella contractor to Frilans Finans, you have access to the biggest advisory team in the industry. We assist you on the phone, mail and chat, weekdays between 9 am and 5 pm. You are also welcome to our visitor centre at Gamla Brogatan 13 in Stockholm. Maybe you have questions, would like to borrow a meeting room or just need a place to work for a couple of hours.

Our advisory team

Do you have questions about umbrella contracting? Our advisory team has broad experience and is ready to answer all your questions, both about umbrella contracting in general and about specific topics related to this business. Here are some examples, please don’t hesitate to contact us.

Topics

Common questions
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Fill out the form below and make requests for dates and we will contact you to book a meeting.

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Close

Fill out the form below and make requests for dates and we will contact you to book a meeting.

You have to enter a name

Du måste välja mötestyp

You have to enter an email address

You must enter a desired date

You have to enter a message

Du måste godkänna

Thank you for you question! We will be in touch shortly.

Something went wrong. Please try again later.

Frilans Finans - an organisation for umbrella contractors

Sweden’s leading umbrella contractor company since 1999.

Frilans Finans is Sweden’s biggest umbrella contractor company. Since the start in 1999 we have made it possible for more than 70 000 people to invoice without having an own company. In the beginning, the service was used mainly by freelancers, but today we have umbrella contractors in all kind of professions. Both in Sweden and abroad.

At Frilans Finans, we believe in people’s ability to create and conduct business. To conduct business should be, fun, inspiring and enrich life. Therefore, our mission is to make it easy and safe for our umbrella contractors to manage and control their work.

We often hear how people appreciate to be able to invoice customers without having “Företagsskattsedel” (company tax declaration), or as some put it; to “invoice without having an own company”. People want to conduct business and do right when it comes to paying taxes and social insurance contribution, but they don’t like the burden of all the administration that comes with being self employed. As an umbrella contractor with Frilans Finans, you conduct business by finding and choosing what assignments to take, you agree with the customer on when the job should be done and at what price, but you don’t have to think about the administration and all the paperwork that comes with having a Sole proprietorship or a Limited Company. Instead, you can put all your energy on the fun part, you can “do your thing”.